Web Site Agreement
Copyright Notice
Anti-Spam Policy Notice
Privacy Policy

Apex Info Group (Amarizona Industires, Inc) 
Web Site Agreement

The www.apexinfogroup.com Web Site (the "Site") is an online information service provided by Apex Info Group (Amarizona Industires, Inc) ("www.apexinfogroup.com "), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. www.apexinfogroup.com MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submission
The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are www.apexinfogroup.com, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to www.apexinfogroup.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to www.apexinfogroup.com by all means and in any media now known or hereafter developed. You also grant to www.apexinfogroup.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against www.apexinfogroup.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to www.apexinfogroup.com.

TRADEMARKS.
Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of www.apexinfogroup.com. Other product and company names mentioned in the Site may be the trademarks of their respective owners.

2. Use of the Site.
You understand that, except for information, products or services clearly identified as being supplied by www.apexinfogroup.com, www.apexinfogroup.comdoes not operate, control or endorse any information, products or services on the Internet in any way. Except for www.apexinfogroup.com- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with www.apexinfogroup.com a. You also understand that www.apexinfogroup.com cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. www.apexinfogroup.com PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND www.apexinfogroup.com SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. www.apexinfogroup.com DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. www.apexinfogroup.com HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL www.apexinfogroup.com BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF www.apexinfogroup.com OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, www.apexinfogroup.com LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW
legal forms

www.apexinfogroup.com makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-www.apexinfogroup.com web site, please understand that it is independent from www.apexinfogroup.com, and that www.apexinfogroup.com has no control over the content on that web site. In addition, a link to a www.apexinfogroup.com web site does not mean that www.apexinfogroup.com endorses or accepts any responsibility for the content, or the use, of such web site.

3. Indemnification.
You agree to indemnify, defend and hold harmless www.apexinfogroup.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of www.apexinfogroup.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

5.Term; Termination. 
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.

6.Miscellaneous.
This Agreement shall all be governed and construed in accordance with the laws of United States of America applicable to agreements made and to be performed in United States of America. You agree that any legal action or proceeding between www.apexinfogroup.com and you for any purpose concerning this Agreement or the  parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in United States of America . Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. www.apexinfogroup.com's failure to insist upon or enforce strict performance of any  provision of this Agreement shall not be construed as a waiver of any provision or right.  Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. www.apexinfogroup.com may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.   


Copyright Notice for www.apexinfogroup.com

Copyright© 2006-2008 by Rosie K. Amara & www.apexinfogroup.com. All rights reserved.

1. This Copyright Notice governs the use of the web page at and its associated services, web pages, domains and sub-domains, which are owned and operated by Rosie K. Amara ("Owner"). Wherever this Notice refers to "users" it means "you", while "we" or "our" refer to Rosie K. Amara and "Web Site" refers to www.apexinfogroup.com. If at any time the terms and conditions of this Copyright Notice no longer acceptable to you, you should immediately cease use of the web site where is located.

2. You acknowledge that the web page contains information and/ or software, photographs, audio and video clips, graphics, links and other material that are protected by copyright, trademark or other proprietary rights of Rosie K. Amara or third parties, including but not limited to product names, logos, designs, titles, and words or phrases which may be registered in certain jurisdictions (collectively, the "Content"). You agree to comply with any additional copyright notices, information, or restrictions contained in any Content available on or accessed through . If you want to use any content of for any reason you must obtain prior express written permission of Rosie K. Amara.

3. You may not modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the content, in whole or in part. Content consisting of downloadable software may not be reverse-engineered unless specifically authorized by Rosie K. Amara or the owner of the software's patent and or copyright. Subject to the provisions of this Copyright Notice, you may post on the any content owned by you (such as your original statements), content for which you have received express permission from Rosie K. Amara, and content in the public domain. You assume all right and responsibility for determining whether any content is in the public domain. You grant to Rosie K. Amara the right to edit, copy, publish, distribute, translate and otherwise use in any medium and for any purpose any content that you place on without compensation to you. You represent and warrant that you are authorized to grant all rights set forth in the preceding sentence.

4. You may not download content on that is indicated to be for sale except under the terms of the sale. Such content is the protected and copyrightable property of Rosie K. Amara. "Free" content may be downloaded for your personal use or non-commercial distribution consistent with the terms defined in this Copyright Notice. When using both purchased and "free" content, you will maintain and include all copyright and other notices contained in such content. Except as expressly permitted by the copyright laws, no copying, storage, redistribution or publication of any content is permitted without the express permission of Rosie K. Amara or the owners of such content or their authorized persons if other than Rosie K. Amara.

5. We are confident that you have understood your rights and obligations in concern to the use of and that you agree with the terms described above.


Anti-Spam Policy Notice for www.apexinfogroup.com

This Anti-Spam Policy Notice governs the use of the web page at and its associated services, web pages, domains and sub-domains, which are owned and operated by Rosie K. Amara ("Owner"). Wherever this Notice refers to "users" it means "you", while "we" or "our" refer to Rosie K. Amara and "Web Site" refers to www.apexinfogroup.com.

This sets forth our policy with regard to the use of "Spam" marketing techniques in connection with Internet Marketing. In the event that we deem you to be in violation of these policies, we shall immediately revoke your rights and close any active account.

We have a strict policy against spamming. We forbid the sending of unsolicited mass Emails or unsolicited Emails of any kind in connection with the marketing of our programs, products and services.

We reserve the right to terminate your account and participation in our programs "for cause" if we deem you to be in violation of our anti-spamming policies. We also reserve the right to suspend your account and participation pending review upon receipt of any complaint or other evidence that you may be engaging in any spamming activity. website legal forms

We consider spamming to be any activity whereby you directly or indirectly transmit email messages to any email address that has not solicited such email and does not consent to such transmission. We also consider spamming to constitute posting advertisements in newsgroups in violation of the terms of participation in such newsgroup, that are off topic, or in newsgroups that do not specifically permit advertisements. We also consider it spamming when advertisements are placed on message boards or in chat rooms when they are not permitted by the terms of participation in such message boards and chat rooms.

If you are "spammed" by anyone regarding our products, services, web site, or any other matters, please report this activity to Rosie K. Amara by visiting the web page at www.apexinfogroup.com

SPAM LAWS:
The CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act) establishes requirements for those who send commercial email, spells out penalties for spammers and companies whose products are advertised in spam if they violate the law, and gives consumers the right to ask emailers to stop spamming them.

The law, which became effective January 1, 2004, covers email whose primary purpose is advertising or promoting a commercial product or service, including content on a Web site. A "transactional or relationship message" – email that facilitates an agreed-upon transaction or updates a customer in an existing business relationship – may not contain false or misleading routing information, but otherwise is exempt from most provisions of the CAN-SPAM Act.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is authorized to enforce the CAN-SPAM Act. CAN-SPAM also gives the Department of Justice (DOJ) the authority to enforce its criminal sanctions. Other federal and state agencies can enforce the law against organizations under their jurisdiction, and companies that provide Internet access may sue violators, as well.

Click here to download the Can Spam laws free report.

Click here for more information on the SPAM laws.

NOTICE OF DISCLAIMER:
ApexInfo Group.com provides no warranty expressed or implied regarding any of the company's, products or services at ApexInfo Group.com. Every effort has been taken to ensure the accuracy and reliability of our partners, products and services; however you are using these services at your own discretion. We will not now or in the future reimburse you for any reason for any money or time lost when using theApexInfo Group.com website.

PRIVACY POLICY

Welcome to www.apexinfogroup.com (the "Site").

We understand that privacy online is important to users of our Site, especially when conducting business.
This statement governs our privacy policies with respect to those users of the Site ("Visitors") who visit without
transacting business and Visitors who register to transact business on the Site and make use of the various services offered by www.apexinfogroup.com (collectively, "Services") ("Authorized Customers").

"Personally Identifiable Information"
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user)
or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.

What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information. 

With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to "opt out" of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?
Personally Identifiable Information collected by www.apexinfogroup.com is securely stored and is not accessible to third parties or employees of www.apexinfogroup.com except for use as indicated above.

What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at admin@apexinfogroup.com

Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off.

How does www.apexinfogroup.com use login information?
www.apexinfogroup.com uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user's movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?
www.apexinfogroup.com has entered into and will continue to enter into partnerships and other affiliations with a number of vendors.
Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility.
Our privacy policy does not cover their collection or use of this information.
Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.

How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.


How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at admin@apexinfogroup.com

Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site's database by contacting admin@apexinfogroup.com. However, because of backups and records of deletions, it may be impossible to delete a Visitor's entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.

Links:
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.



Earnings & Income Disclaimer for www.apexinfogroup.com

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON www.apexinfogroup.com, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THERE FROM, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES BY www.apexinfogroup.com ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY INFORMATION.

USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. OUR INFORMATION, PRODUCTS, AND SERVICES ON www.apexinfogroup.com SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY www.apexinfogroup.com, OR OUR COMPANY PRODUCTS OR SERVICES.


WE MAY OR MAY NOT AFFILIATED WITH THE COMPANIES FEATURED HEREIN AND NO INVESTIGATION WERE CONDUCTED. THE MATERIAL CONTAINED IN THIS WEB SITE WAS OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE AND GREAT CARE WAS TAKEN TO PROVIDE ACCURATE INFORMATION. HOWEVER, APEX INFO GROUP, APEXINFOGROUP.COM AND/OR AMARIZONA INDUSTRIES, INC IS/ARE NOT RESPONSIBLE FOR THE CORRECTNESS OF THE INFORMATION CONTAINED IN THIS WEB SITE, NOR ARE THEY ENGAGED IN RENDERING ANY LEGAL, PROFESSIONAL, OR ACCOUNTING ADVICE. READERS ARE URGED TO SEEK THE SERVICES OF A COMPETENT PROFESSIONAL, IF APPLICABLE. RESPONSIBILITY FOR THE USE OF ANY AND ALL INFORMATION CONTAINED HEREIN IS STRICTLY AND SOLELY THAT OF THE USER. THE CONTENTS OF THIS WEB SITE ARE PROVIDED AS INFORMATION ONLY. YOUR OWN JUDGMENT IS REQUIRED. NO PART OF THIS WEB SITE MAY BE REPRODUCED OR TRANSMITTED IN ANY FORM OR BY ANY MEANS, MECHANICAL, ELECTRONIC, OR OTHERWISE, INCLUDING PHOTOCOPYING AND RECORDING, OR BY ANY INFORMATION STORAGE AND RETRIEVAL SYSTEM, OR TRANSMITTED BY E-MAIL, OR USED IN ANY OTHER FASHION WITHOUT THE EXPRESS PRIOR WRITTEN PERMISSION OF APEX INFO GROUP, APEXINFOGROUP.COM AND/OR AMARIZONA INDUSTRIES, INC.. THIS, OF COURSE, EXCLUDES THE DOWNLOADING AND TEMPORARY CACHING OF THIS WEB SITE ON A PERSONAL COMPUTER FOR THE EXPLICIT PURPOSE OF VIEWING THIS SITE, AS WELL AS ANY INFORMATION CLEARLY MARKED AS REPRODUCIBLE. ANY PERCEIVED SLIGHT OF AN INDIVIDUAL OR ORGANIZATION IS UNINTENTIONAL. WHEREVER THE NEUTER IS NOT USED ON THIS SITE, THE MALE GENDER WAS CHOSEN FOR SIMPLICITY'S SAKE. WORDS, PHRASES AND GRAPHICS, WHETHER FOLLOWED BY "TM" OR NOT, ARE TRADEMARKS AND SERVICE MARKS OF APEX INFO GROUP, APEXINFOGROUP.COM AND/OR AMARIZONA INDUSTRIES, INC., OR BY THEIR RESPECTIVE OWNERS. THE ENTIRE CONTENTS OF THIS WEB SITE ARE COPYRIGHT 2005 APEX INFO GROUP, APEXINFOGROUP.COM AND AMARIZONA INDUSTRIES, INC. WITH THE OPPORTUNITIES, STRATEGIES, AND PROGRAMS FEATURED ON THIS SITE, OR IN THE BOOKS, ARTICLES, REPORTS, OR NEWSLETTERS PUBLISHED BY THE OWNER OF THIS WEB SITE, WE MAKE NO IMPLICATIONS, WARRANTIES, PROMISES, SUGGESTIONS, OR GUARANTEES WHATSOEVER IN ANY MANNER OF SPEAKING, IN WHOLE OR IN PART, THAT BY JOINING, RESPONDING TO, FOLLOWING, OR ADHERING TO ANY PROGRAM OR INFORMATION FEATURED ANYWHERE IN THIS WEB SITE OR ELSEWHERE WITH REGARDS TO THE OWNER OF THIS SITE THAT YOU WILL MAKE MONEY (OR WHATEVER THE TOPIC OR CONTENT IN QUESTION MAY APPEAR TO IMPLY). YOUR SUCCESS IN THESE OR ANY EFFORTS DEPENDS ON NUMEROUS FACTORS. WE ASSUME NO RESPONSIBILITY FOR ANY LOSSES OR DAMAGES RESULTING FROM YOUR USE OF ANY LINK, INFORMATION, OR OPPORTUNITY CONTAINED WITHIN THIS WEB SITE, WITHIN ANY PUBLICATION AUTHORED BY THE OWNER OF THIS SITE, OR WITHIN ANY INFORMATION DISCLOSED BY THE OWNER OF THIS SITE IN ANY FORM WHATSOEVER. MEMBER IS ENTIRELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF MEMBER'S PASSWORD AND ACCOUNT. FURTHERMORE, MEMBER IS ENTIRELY RESPONSIBLE FOR ANY AND ALL ACTIVITIES WHICH OCCUR UNDER MEMBER'S ACCOUNT AND AGREES TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE PROVIDERS FOR ANY LIABILITY OR EXPENSE ARISING FROM SUCH USE OR MISUSE. MEMBER AGREES TO IMMEDIATELY NOTIFY APEXINFOGROUP.COM OF UNAUTHORIZED USE OF MEMBER'S ACCOUNT OR ANY OTHER BREACH OF SECURITY PERSONALLY KNOWN TO MEMBER. THESE TERMS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF ARIZONA, WITHOUT GIVING EFFECT TO ANY PRINCIPLES OF CONFLICTS OF LAW. YOU AGREE THAT ANY ACTION AT LAW OR IN EQUITY ARISING OUT OF OR RELATING TO THESE TERMS SHALL BE FILED ONLY IN THE STATE OR FEDERAL COURTS LOCATED IN INCLINE VILLAGE, ARIZONA AND YOU HEREBY CONSENT AND SUBMIT TO THE PERSONAL JURISDICTION OF SUCH COURTS FOR THE PURPOSES OF LITIGATING ANY SUCH ACTION. IF ANY PROVISION OF THESE TERMS SHALL BE UNLAWFUL, VOID, OR FOR ANY REASON UNENFORCEABLE, THEN THAT PROVISION SHALL BE DEEMED SEVERABLE FROM THESE TERMS AND SHALL NOT AFFECT THE VALIDITY AND ENFORCEABILITY OF ANY REMAINING PROVISIONS. THIS IS THE ENTIRE AGREEMENT BETWEEN US RELATING TO THE SUBJECT MATTER HEREIN AND SHALL NOT BE MODIFIED EXCEPT IN WRITING, SIGNED BY BOTH PARTIES.


PLEASE NOTE: 

ApexInfoGroup.com takes no responsibility for any claims, products, or services by its recommended resources and their websites, services and products. Please direct any questions to the related resource.

Virus - check everything that you download from the Internet. Whenever downloading any file, put it into a special "quarantine" folder, and before opening it, run a virus checker over this folder. When everything checks out OK, move the file to wherever you want.

Many of the products in the member area come with full resell and reprint rights. You may resell them at the suggested retail price as long as you follow the resale conditions for each product. Note that some of the products have restrictions. These restrictions are put on these individual products, by the authors and developers, to help maintain the value of their products. Please check each product before giving them away as bonuses or reselling them.

By downloading and installing these files, you do so at your own risk. ApexInfoGroup.com accepts no responsibility for any damages that may occur.

If you experience any problems with your product downloads,  let us know immediately at admin@apexinfogroup.com


The clipart and photos come from disks we own, Microsoft and other websites. Websites we use have been mentioned in our links pages under clipart. If you feel that you hold a copyright to any material used in this web site and your copyright has been infringed upon on any material found on this site or any of my other sites and desire it's removal, please e-mail us.  Please be prepared to provide legal proof of ownership.



Important: Please read the Author's instructions before sharing, selling or duplicating any of these products.

Disclaimer: From time to time we will mention some of the services we make use of and feel is crucial to your success. However, when we recommend these services or products, it is only a suggestion because it is working for us. At the end of the day the choice still remains yours whether you want to copy our actions or not.


This policy is valid from 26 November 2009


 This blog is a sponsored blog created or supported by a company, organization or group of organizations. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

 The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

 The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

 This blog does contain content which might present a conflict of interest. This content may not always be identified.


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